House Loan

         Are you planning to build your dream house? We are aware that your housing project is of utmost importance to you and to your family. That is precisely with your financial means in mind that we have different options to match and special offers to transform your dream house into reality.

The salient features of the House Laon are as under:-

  • Member of the Society.
  • Either single account or joint account with other family members’ viz., father, mother, wife, son or daughter      with regular source of income.
  • ndividuals who may be employed/self-employed in business having regular income.
  • Permanent employee of Central/State/Defense/Police Force/Public or Joint Sector Undertaking/reputed      firms/established Educational Institution/Professional/Businessmen having regular income.

Documents Required:-

  • Photo Identity Proof:- 1. Pass port 2. PAN card 3. Voters Identity Card 4. Driving License
  • Residence Proof:1. Telephone Bill 2. Letter from any recognized Public Authority 3. Electricity Bill 4. Ration      Card 5. Letter from employer subject to satisfaction of Society 6. Properly Tax Book/Receipt 7. Registered      Lease Deed
  • Two photographs of borrower and guarantors with complete profile.
  • Income proof of the borrower such as Income Tax Return, Financial Statements of the Firm, copy of Bank     Pass Book, etc.
  • Approved plan of the building.
  • Permission letter of the Corporation/Municipality/Town planning Authority.
  • Estimate from approved architect.
  • Agreement to sale from Vendor/Builder/Developer.
  • Original Sale Deed, Property Extract, Nil Encumbrance for 13 to 15 years.
  • Legal opinion report of approved advocate.
  • Loan statement and confirmation letter from the Bank/financial institution of existing loan account in case of takeover loans.

Interest Rates
House Loan 11.50%